Top 10 Supercar Secrets Of Exotics And Luxury Bought On Finance

We’ve all done it. Seen a supercar driving past, and wondered how on earth the driver could afford it. A life of crime? Fraud? Drugs? The truth is, it’s probably something a lot more innocent. Many supercar buyers are resorting to finance, just like us mere mortals, to fund their new purchase.

While you won’t find supercar dealers bragging about their zero percent PCP deals, there are a number of independent finance companies happy to quote wannabe supercar owners for their dream cars. One of them is JBR Capital, a London-based firm that specialises in financing the most expensive cars. As 2017 comes to a close, the company has revealed the 10 most popular luxury performance cars it’s been asked to provide quotes for in 2017.

10: Mercedes-Benz SLS AMG

10: Mercedes-Benz SLS AMG

The Mercedes-Benz SLS AMG hasn’t been in production for a few years now but its spiritual successor, the AMG GT, doesn’t quite have the same drama as the gullwing-doored SLS. If you buy one of these, you’ll be in good company: Arnold Schwarzenegger, Cristiano Ronaldo and Jay Leno are all reported to have one in their garages.

Sample finance quote

Cash price: £140,000
Deposit: £14,000
Monthly payments: £1,797.74 (48 months)
Final balloon payment: £70,000
Representative APR: 7.9%
Total amount payable: £170,291.52

9: Maserati GranTurismo S

Maserati GranTurismo S

With a 4.7-litre V8 producing 440hp, Maserati’s GranTurismo S has the performance to match its jaw-dropping appearance. JBR Capital says that, while the convertible GranCabrio is popular with its clients, most opt for the coupe GranTurismo S – a sensible choice in the UK.

Sample finance quote

Cash price: £81,734
Deposit: £8,174
Monthly payments: £1,116.98 (48 months)
Final balloon payment: £36,780
Representative APR: 7.9%
Total amount payable: £98,569.29

8: Porsche 911 GT3

Porsche 911 GT3

Of course a Porsche 911 was going to make this list, but it’s perhaps surprising to see the GT3 top the charts as the most popular with the firm’s finance customers. “It may not have the unique styling of the limited-run Carrera GT or hypercar 918 Spyder, but the 911 GT3 is nonetheless a stunningly capable and focused machine,” said JBR’s executive chairman, Darren Selig.

“The only downside for buyers is its rarity. However this is good news for existing owners and investors.”

Sample finance quote

Cash price: £111,800
Deposit: £11,180
Monthly payments: £1,433.10 (48 months)
Final balloon payment: £55,900
Representative APR: 7.9%
Total amount payable: £124,688.80

7: Aston Martin V8 Vantage

Aston Martin V8 Vantage

With orders now open for the new Aston Martin Vantage, this could be your last chance to get yourself one of the last of the outgoing model. It’s been around largely unchanged since 2005, but we think it still looks incredible.

Sample finance quote

Cash price: £93,000
Deposit: £9,300
Monthly payments: £1,272.64 (48 months)
Final balloon payment: £41,850
Representative APR: 7.9%
Total amount payable: £102,936.72

6: Tesla Model S

Tesla Model S

The electric Tesla Model S is the performance car for the environmentally-conscious. While monthly finance payments of more than £1,000 might sound a lot, consider that you’ll never have to pay for petrol or diesel again. Suddenly financing a Model S starts to make sense…

Sample finance quote

Cash price: £69,200
Deposit: £6,920
Monthly payments: £1,005.24 (48 months)
Final balloon payment: £27,680
Representative APR: 7.9%
Total amount payable: £75,931.52

5: Lamborghini Gallardo

Lamborghini Gallardo

The Gallardo has now been replaced by the Huracan, yet it’s the old model that’s still proving popular with finance customers. A V10 engine ensures it’s the ‘real deal’, while four-wheel drive means it’s an eminently usable supercar.

Sample finance quote

Cash price: £115,000
Deposit: £11,500
Monthly payments: £1,474.47 (48 months)
Final balloon payment: £57,500
Representative APR: 7.9%
Total amount payable: £128,274.56

4: Audi R8

Audi R8

The Audi R8 is one of the most popular supercars on the market, and for good reason. It’s arguably our favourite: easy to drive with the soundtrack of a 5.2-litre V10 engine. “With broader appeal than some competitors (and sales numbers close to 2,900 per year), it’s the car from this list you’re most likely to see out on the road,” says Selig.

Sample finance quote

Cash price: £107,000
Deposit: £10,700
Monthly payments: £1,371.05 (48 months)
Final balloon payment: £53,500
Representative APR: 7.9%
Total amount payable: £130,010.40

3: Ferrari 458

Ferrari 458

The last Ferrari to be powered by a naturally-aspirated V8 engine, the hype around the 458 shows no sign of waning. Two years after it was replaced by the 488, JBR Capital is still getting more finance quote requests for the 458 than most other supercars. Buy one, and it could prove to be an investment.

Sample finance quote

Cash price: £160,000
Deposit: £16,000
Monthly payments: £1,877.24 (48 months)
Final balloon payment: £80,000
Representative APR: 7.9%
Total amount payable: £175,647.52

2: McLaren 570S

McLaren 570S

The 570S is an entry-level McLaren, yet its performance pits it against the likes of the Audi R8 and Ferrari 488. The Woking-built supercar is proving to be popular with UK buyers shopping on finance, according to JBR. “The most attainable McLaren to date, the 570S has proven enormously popular with our clients this year,” said boss Selig. “From £145,000, it punches well above its weight in the supercar sector, delivering bags of performance at a cost significantly below many rivals.”

Sample finance quote

Cash price: £146,150
Deposit: £14,615
Monthly payments: £1,747.39 (48 months)
Final balloon payment: £80,383
Representative APR: 7.9%
Total amount payable: £164,257.22

1: Bentley Continental GT

Bentley Continental GT

And that brings us to number one: the Bentley Continental GT. It’s been on sale – with a few minor updates along the way – for nearly 15 years, yet the Continental is still a lottery-win dream car for many of us. A new model is due next year, with the Crewe-based firm expecting it to outsell even the Bentayga SUV.

Sample finance quote

Cash price: £140,000
Deposit: £14,000
Monthly payments: £1,797.72 (48 months)
Final balloon payment: £70,000
Representative APR: 7.9%
Total amount payable: £156,290.56

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